Get trusted life insurance protection—at no cost to you
As an NEA member, you’re eligible for special coverage through the NEA® Complimentary Life Insurance Program at no cost to you. All you need to do is name your beneficiary.
Life Insurance Protection
Resources to help secure your family's financial future
Get straight answers about ensuring your family’s financial security
Take these important first steps today
Supplement your school coverage with life insurance that comes with your NEA membership at no cost to you. Then use our calculator to see how much additional coverage you may need.
How much life insurance is right for you?
Use this step-by-step Life Insurance Coverage Calculator to find the right amount of coverage that can help protect your family's quality of life.
Help protect those you love with these exclusive NEA insurance programs, issued by The Prudential Insurance Company of America
Are you new to the NEA? You automatically get life insurance protection
For the first 12 months of membership, eligible NEW members are provided $15,000 of term life insurance, at no cost. NEA® Introductory Life Insurance is an exclusive program for NEA members.
Take advantage of life insurance offered to eligible NEA members at no cost to you
As a supplement to your school coverage, NEA® Complimentary Life Insurance is an exclusive program for NEA members, and fully paid for by the NEA Members Insurance Trust.
Help safeguard your family with flexible life insurance coverage up to $500,000
Afford more coverage with the lowest rates through the NEA® Group Term Life Insurance Plan thanks to the combined power of our 3 million members.
Get up to $1 million of trusted life insurance at a locked-in rate
Lock in your lowest rate now, and your benefits won’t change. The younger you are when applying for the NEA® Level Premium Group Term Life Insurance Plan, the lower the rate—and it stays locked in for your entire term.
Get coverage for you and your loved ones in the event of a major accident
The NEA® Accidental Death & Dismemberment Insurance Plan offers affordable rates that start at $19 per year. No medical exam is required and coverage is guaranteed.
Guaranteed coverage for members over age 45
The NEA® Guaranteed Issue Life Insurance Plan can help your loved ones pay for funeral costs, medical bills or legal help. Acceptance is guaranteed if you are age 45 or older and there are no health questions.
Update Your Complimentary Life Insurance Information
As an NEA member, you’re eligible for this special coverage at no cost to you. Make sure your information is up to date.
This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
Not for residents of New Mexico
Not for use in New Mexico
The products issued by The Prudential Insurance Company of America may not be available in all states.
The AD&D policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major insurance as defined by The New York Department of Financial Services.
IMPORTANT NOTICE- THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
NEA Life Insurance coverage and NEA Accidental Death and Dismemberment are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500.
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