Life Insurance Protection

Resources to help secure your family's financial future

Take these important first steps today

Supplement your school coverage with life insurance that comes with your NEA membership at no cost to you. Then use our calculator to see how much additional coverage you may need.

Get trusted life insurance protection—at no cost to you

As an NEA member, you’re eligible for special coverage through the NEA® Complimentary Life Insurance Program at no cost to you. All you need to do is name your beneficiary.

How much life insurance is right for you?

Use this step-by-step Life Insurance Coverage Calculator to find the right amount of coverage that can help protect your family's quality of life.

Help protect those you love with these exclusive NEA insurance programs, issued by The Prudential Insurance Company of America

NEA Introductory Life Insurance - Young Teacher in the Classroom

Are you new to the NEA? You automatically get life insurance protection

For the first 12 months of membership, eligible NEW members are provided $15,000 of term life insurance, at no cost. NEA® Introductory Life Insurance is an exclusive program for NEA members.
NEA Complimentary Life Insurance - Family at the Beach

Take advantage of life insurance offered to eligible NEA members at no cost to you

As a supplement to your school coverage, NEA® Complimentary Life Insurance is an exclusive program for NEA members, and fully paid for by the NEA Members Insurance Trust.
NEA Group Term Life Insurance - Father Teaching His Daughter to Ride a Bike

Help safeguard your family with flexible life insurance coverage up to $500,000

Afford more coverage with the lowest rates through the NEA® Group Term Life Insurance Plan thanks to the combined power of our 3 million members.
NEA Level Premium Life Insurance - Mother and Daughter Playing Piano

Get up to $1 million of trusted life insurance at a locked-in rate

Lock in your lowest rate now, and your benefits won’t change. The younger you are when applying for the NEA® Level Premium Group Term Life Insurance Plan, the lower the rate—and it stays locked in for your entire term.
NEA AD&D Insurance - Family Packing Up the Car

Get coverage for you and your loved ones in the event of a major accident

The NEA® Accidental Death & Dismemberment Insurance Plan offers affordable rates that start at $19 per year. No medical exam is required and coverage is guaranteed.
NEA Guaranteed Issue Life Insurance, Happy Family

Guaranteed coverage for members over age 45

The NEA® Guaranteed Issue Life Insurance Plan can help your loved ones pay for funeral costs, medical bills or legal help. Acceptance is guaranteed if you are age 45 or older and there are no health questions.


Mother and daughter dancing
Update Your Complimentary Life Insurance Information

As an NEA member, you’re eligible for this special coverage at no cost to you. Make sure your information is up to date.


Still trying to figure it all out?

These short videos will help you learn more about your coverage options and feel confident that you can get an affordable life insurance plan tailored to your needs.

Life Insurance 101 Series: Your Beneficiary

Naming a beneficiary is quick and easy, and it ensures your loved ones are protected in the way you intended.

Life Insurance 101 Series: Your Coverage Gap

As an educator, your district may offer some life insurance coverage — typically one to two times your annual salary…But is it enough?

More resources to help you and your loved ones

Not for residents of New Mexico
Not for use in New Mexico

The products issued by The Prudential Insurance Company of America may not be available in all states.

The AD&D policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major insurance as defined by The New York Department of Financial Services.


NEA Life Insurance coverage and NEA Accidental Death and Dismemberment are issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet- Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If their is a discrepancy between the document and the Booklet- Certificate the terms of the Group Contract will govern. CA COA #1179 NAIC #68241 Contract Series 83500.