Family enjoying a beach day

Life & Accident Insurance ›

NEA® Complimentary Life Insurance

Eligible NEA members can get trusted, complimentary life insurance for teachers at no cost

Name Your Beneficiary



Help protect your family—at no cost to you

Take advantage of complimentary life insurance for teachers offered to eligible NEA members and issued by The Prudential Insurance Company of America (Prudential). This is an exclusive program for NEA members that is fully paid for by the NEA Members Insurance Trust.

  • Select your desired beneficiaries and change them at any time
  • Your coverage increases for eligible claims while on the job or conducting Association business
  • This coverage offers life and accidental death & dismemberment insurance to Active, Reserve and Staff members, as well as to Life and Retired members who are actively employed in education*
  • Many NEA members rely on NEA® Complimentary Life Insurance for teachers to supplement school district’s coverage

It’s easy to name your beneficiaries

Watch this short video to see how to add or update your beneficiaries. It only takes 1 to 2 minutes to help ensure that your $1,000 Term Life benefit will be distributed to your chosen recipients in their time of need.

how it helps

NEA Complimentary Life Insurance gives you the automatic coverage your family deserves

No one likes to think of the need for life insurance, but it’s important to provide for your loved ones in case the unthinkable happens to you. That’s why this complimentary coverage for teachers is so important to you and your family. It helps provide insurance protection to your family to help cover large financial obligations such as mortgages and college costs, as well as final expenses.

You’ll receive four levels of coverage

  • $1,000 of life insurance

  • Up to $5,000 of Accidental Death and Dismemberment (AD&D) coverage; $1,000 per year benefit up to maximum

  • $50,000 AD&D benefit for any covered accident that occurs on the job or while serving as an Association Leader

  • $150,000 Life Insurance benefit for unlawful homicide while on the job

How It Works

Take advantage of your complimentary life insurance for teachers and educators

Register today

  1. Make sure you’re logged into your NEA Member Benefits account. Register for or update your Complimentary Life Insurance by clicking on the “Name Your Beneficiary” button.
  2. Once you register, you will receive hard copies of all official information for your records. Claims can be processed by calling the Member Advocacy Center at 855-NEA-LIFE.

The Prudential Insurance Company of America helps educators protect their families.

We’ve partnered with Prudential because they are one of the largest life insurance companies in the United States.


Prudential has been a trusted insurance carrier in issuing the NEA Members Insurance Trust life insurance programs since 1969.


Learn more about how we select our administrative partners


Your questions, answered

Affordable coverage for you and your family

Terms & Conditions

NEA Accidental Death & Dismemberment provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.


* NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.

† Life members must be actively employed in the field of education.

The products issued by The Prudential Insurance Company of America may not be available in all states.

© 2021 Prudential Financial, Inc. and its related entities.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.