overview
Take advantage of complimentary life insurance for teachers offered to eligible NEA members and issued by The Prudential Insurance Company of America (Prudential). This is an exclusive program for NEA members that is fully paid for by the NEA Members Insurance Trust.
Select your desired beneficiaries and change them at any time Your coverage increases for eligible claims while on the job or conducting Association business This coverage offers life and accidental death & dismemberment insurance to Active, Reserve and Staff members, as well as to Life and Retired members who are actively employed in education* Many NEA members rely on NEA® Complimentary Life Insurance for teachers to supplement school district’s coverageWatch this short video to see how to add or update your beneficiaries. It only takes 1 to 2 minutes to help ensure that your $1,000 Term Life benefit will be distributed to your chosen recipients in their time of need.
how it helps
No one likes to think of the need for life insurance, but it’s important to provide for your loved ones in case the unthinkable happens to you. That’s why this complimentary coverage for teachers is so important to you and your family. It helps provide insurance protection to your family to help cover large financial obligations such as mortgages and college costs, as well as final expenses.
$1,000 of life insurance
Up to $5,000 of Accidental Death and Dismemberment (AD&D) coverage; $1,000 per year benefit up to maximum
$50,000 AD&D benefit for any covered accident that occurs on the job or while serving as an Association Leader†
$150,000 Life Insurance benefit for unlawful homicide while on the job
How It Works
Register today
Learn more about life insurance
Eligible NEA members are protected with life insurance coverage provided through the generous support of NEA Members Insurance Trust.
Learn more about NEA Members Insurance Trust.
Prudential, who has supported the NEA Life Insurance programs since 1969, provides administrative support for the NEA Complimentary Life Insurance Plan.
Learn more about how Prudential supports public education.
FAQs
Your questions, answered
Members in good standing who are actively employed in the field of education receive $1,000 of term life insurance, up to $5,000 of accidental death and dismemberment (AD&D) coverage and up to $50,000 of AD&D insurance for any covered accident that occurs while on the job or serving as an Association leader. Since the inception of the program, $27.5 million has been paid out to members.
Another important part of NEA Complimentary Life Insurance coverage is the homicide benefit. NEA Complimentary Life Insurance pays up to $150,000 when an unlawful homicide takes the life of a member while on the job.
Terms & Conditions
NEA Accidental Death & Dismemberment provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE: THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
* NEA Retired members are eligible for the $50,000 Accidental Death & Dismemberment coverage only while acting on Association business in the capacity of an Association Leader.
† Life members must be actively employed in the field of education.
The products issued by The Prudential Insurance Company of America may not be available in all states.
© 2021 Prudential Financial, Inc. and its related entities.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.
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