Personal Finance

Take charge of your finances—for today and the future

Resources to help you manage your money

Double cash back offer

NEA® Customized Cash Rewards Credit Card

Members can now earn DOUBLE cash back — that’s 6% cash back for the first year in your choice category.

Plus, get a member-exclusive $200 Cash Rewards Bonus Offer!

The NEA RateSmart Credit Card

The NEA RateSmart® Card

Save money on interest and pay down your balances faster with our lowest-rate NEA credit card

Youll get a low intro APR offer and then enjoy a competitive APR for balance transfers, major purchases or everyday spending. Feel secure with zero liability fraud protection, chip card technology and digital wallet compatibility.

Financial Advisor Consulting With Clients

NEA Personal Loan® Program

Consolidate higher-interest debt or cover major purchases that may be a little out of reach.

Check your eligibility without impacting your credit score.

Young Woman Sitting in Bed Using Laptop

NEA Student Loan Refinance Program

The NEA Private Student Loan Refinance Program, in partnership with College Ave, is a great way to potentially lower the interest rate or monthly payment you currently pay on your private student loans.

Graduation Hats Thrown into the Air

NEA Student Loan Program, in partnership with College Ave

Create your own customized private student loan that fits your budget.

Happy Female College Student

NEA Student Debt Navigator

Access this tool to find legitimate options to better manage your student loan debt.

NEA Travel Program - Young Casual Female Traveler With Suitcase at Airport

NEA Travel Program

Get $500 Travel Dollars to use toward travel bookings when you enroll now.

 

NEA Personal Loan - Couple reviewing receipts and finances together

Make this the year you tackle debt

Educators can save money on interest charges by consolidating your debt under an NEA Personal Loan.

 

Learn to manage your finances with confidence