In partnership with

Money ›

Personal Loans for Educators with Strong Credit Profiles

Consolidate higher interest debt or fund larger expenses like a home remodel.

Check your eligibility without impacting your credit score.

See Your Personalized Results

In partnership with

The Benefits of the NEA Personal Loan^®

No Hidden Fees

No origination fee, application fee, processing fee or pre-payment penalties.

Competitive Loan Terms

Loan amounts up to $30,000¹ with affordable monthly payments and fixed for life rates from 9.99% APR to 18.99% APR², no collateral required.

Easy Online Application

Once you determine your eligibility, if we can identify your creditors we will pull that list into the application for you to select from. You choose which ones you want the money sent to, verify your balances, account numbers, and provide payment addresses through the easy online process.

Earn an Additional Discount

NEA members receive a 0.25% interest rate discount when they choose to enroll in autopay.

The NEA Personal Loan is designed to save time and money on personal loans with one easy-to-use account

16,000+

active NEA members

use the NEA Personal Loan

165+

years

of partner experience and insight to provide tailored financial solutions

$1+

billion

loaned to members through the NEA Personal Loan

How to Apply for an NEA Personal Loan

Sign in

Make sure you’re signed into NEAMB.com.

Gather your personal banking information to help you complete the application process.

Click "Get Started"

Apply for the NEA Personal Loan by clicking the “Get Started” button and complete the online application on the FNBO website.

What’s next?

Please note that your loan application will be reviewed within 1-3 business days. A representative will contact you prior to any loan approval.

If you have questions, please contact us.

Article

Is a Personal Loan Right for You?

Consider this smart option to take control of your finances. Here are three common scenarios in which taking out a personal loan can be a smart solution.

Calculator

Should I Consolidate My Debts?

Use this calculator to help you see how consolidating your existing loans may be able to help you reduce monthly payments and/or pay off debts faster.

Woman Working on Finances with Calculator and Laptop

Infographic

7 Truths Every Educator Should Know About Personal Loans

Get the truth about personal loans and figure fact from fiction with the help of NEA Member Benefits.

Additional Information

1. This Loan cannot be used to pay for postsecondary educational expenses or tuition, or to consolidate postsecondary education loans. Exclusions and limitations may apply.

2. Your Fixed For Life APR will be established during the application process and will be in the range of 9.99% Fixed For Life APR to 18.99% Fixed For Life APR, depending on your creditworthiness. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 9.74% Fixed For Life APR may be available, depending on your creditworthiness. See the Key Information on your loan for additional details.

Loans are made and serviced by First National Bank of Omaha (FNBO^®).