Personal Loans for Educators with Strong Credit Profiles

Consolidate higher interest debt or fund larger expenses like a home remodel.

The Benefits of the NEA Personal Loan®

No Hidden Fees

No origination fee, application fee, processing fee or pre-payment penalties.

Competitive Loan Terms

Loan amounts up to $30,0001 with affordable monthly payments and fixed for life rates from 10.99% APR to 18.99% APR2, no collateral required.

Expert Guidance

Get a free NEA personal loan consultation by speaking with a dedicated loan specialist who understands how this loan can benefit you.

Earn an Additional Discount

NEA members receive a 0.25% interest rate discount when they choose to enroll in autopay.

The NEA Personal Loan is designed to save time and money on personal loans with one easy-to-use account
active NEA members
use the NEA Personal Loan
of partner experience and insight to provide tailored financial solutions
loaned to members through the NEA Personal Loan


FNBO logo

How to Apply for an NEA Personal Loan

step 1
Sign in

Make sure you’re signed into

Gather your personal banking information to help you complete the application process.

step 2
Click "Get Started"

Apply for the NEA Personal Loan by clicking the “Get Started” button and complete the online application on the FNBO website.

step 3
What’s next?

Please note that your loan application will be reviewed within 1-3 business days. A representative will contact you prior to any loan approval.


If you have questions, please contact us.

Ready to take the next step?
Get Started

Additional Information

1. Exclusions and limitations may apply. The NEA Personal Loan cannot be used to pay postsecondary educational expenses or tuition, or to consolidate postsecondary educational loans.

2. Your Fixed For Life APR will be established when we discuss your specific request with you and will be in the range of 10.99% to 18.99% Fixed For Life APR, depending on your credit history. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. NEA members may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 10.74% Fixed For Life APR may be available, depending on your credit history. See the Key Information on the loan for additional details.

Loans are made and serviced by First National Bank of Omaha (FNBO®).