NEA® Customized Cash Rewards Credit Card
Member-exclusive $200 Cash Rewards online bonus offer.
Plus, earn 6% cash back for the first year in the category of your choice. That’s DOUBLE CASH BACK, so you can make the most out of your purchases.
The NEA RateSmart® Card
Our Lowest-Rate NEA Credit Card Available
This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
To apply by phone, please call 1-888-758-7946 and mention code HC02YM. (Mon-Fri 9 a.m. - 9 p.m.)
In partnership with
overview
The NEA RateSmart® credit card lets teachers and educators save money on interest when transferring higher-rate balances.
A credit card that has your best interest in mind and shows pride in your profession.
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No annual fee† - Get a competitive APR with the lowest-rate NEA credit card available
- No Penalty APR†— paying late won’t automatically raise your interest rate (APR)
- Get a low intro APR offer†
- Get greater security when you use your credit card at chip-enabled terminals, a $0 Liability Guarantee for fraudulent transactions and extra protection when you add your card to your digital wallet.
how it helps
A longstanding partnership that offers financial benefits and support especially for educators
Grants to Educators Program
Bank of America is a major supporter of the NEA Foundation, donating over $1.75M since 2004 for the Salute to Excellence in Education Gala and the Foundation's Grants to Educators Program which fund approximately 120 projects throughout the country each year to enable educators to develop their professional practices and improve student learning.
Disaster Relief Fund
Over the past 12 years, Bank of America has contributed $2M to the NEA Member Benefits Disaster Relief Fund. Bank of America’s generous contributions have helped NEA members devastated by natural disasters.
How It Works
How to apply for your NEA RateSmart Card
Two ways to apply
- Simply click the “Apply Now” button above to fill out an online application.
- Or, call 1-888-758-7946 (Mon-Fri 9 a.m. - 9 p.m.) and mention code HC02YM.
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† For information about rates, fees, other costs and benefits associated with the use of this credit card, click on “Apply Now” and refer to the disclosures accompanying the online credit application.
Mobile Banking requires that you download the Mobile Banking app and may not be available for select mobile devices. Message and data rates may apply.
The $0 Liability Guarantee covers fraudulent transactions made by others using your account. Claims may be filed by account holders and Authorized Users against pending and posted transactions, and may be subject to dollar limits and verification.
This credit card program is issued and administered by Bank of America, N.A. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program.
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