Accidental Death and Dismemberment Insurance (AD&D), as its name implies, serves an important purpose: It provides a benefit to you or your family if you are severely injured or are killed in an accident. For example, if you die from a fall, car accident or drowning, your beneficiaries receive a set benefit to help them after you’re gone. And if an injury results in a loss of sight, speech, hearing or limb, you’ll receive a portion of your benefit that can help you improve your quality of life.
AD&D insurance is not a replacement for disability or life insurance. It’s an additional, inexpensive and easily attainable coverage for specific circumstances. This insurance can help cover unexpected mishaps associated with an active lifestyle, a long commute, travel and more.
Here are five typical scenarios that AD&D insurance can cover.
The products issued by The Prudential Insurance Company of America may not be available in all states.
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
AD&D coverage provides Accident insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
IMPORTANT NOTICE — THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
NEA Accidental Death & Dismemberment coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 83500. CA COA# 1179. NAIC# 68241.
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