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You can also browse all of our Life & Accident insurance products below.
Insurance coverages issued by The Prudential Insurance Company of America
NEA Member Benefits offers a variety of life and accident insurance options specifically designed for educators and their loved ones. Whether you're looking for basic protection or comprehensive coverage, our plans provide added peace of mind and financial security at affordable rates. Explore solutions that help safeguard your family in the event of unexpected illness, injury or loss—with both life insurance and accidental death coverage options backed by trusted partners.
No-cost to You Life Insurance
Eligible NEA members can get trusted, complimentary life insurance for teachers at no cost to you.
Trusted life insurance protection for new NEA members and their families.
Life Insurance Plans
Help safeguard your family with one of the best life insurance plans for teachers with coverage up to $500,000.
One of the best life insurance plans for teachers. Help prevent financial hardship with this guaranteed coverage for members over age 45.
Get up to $1 million of trusted group term life insurance with rates that won’t change for the entire term.
Accidental Death & Dismemberment (AD&D) Insurance Plans
Accidental Death & Dismemberment insurance covers you and your loved ones in the event of a major accident.
Help protect your family with Accidental Death & Dismemberment insurance that covers major accidents and offers even more benefits than our standard plan.
Help protect your family with our most comprehensive plan that offers coverage up to one million dollars.
Not for residents of New Mexico.
Not for use in New Mexico.
For AD&D and Accident coverage only: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).
The policy issued by The Prudential Insurance Company of America may not be available in all states.
AD&D policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major insurance as defined by The New York Department of Financial Services.
IMPORTANT NOTICE: THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.
NEA Life and NEA Accidental Death and Dismemberment coverages are issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If their is a discrepancy between the document and the Booklet-Certificate the terms of the Group Contract will govern. CA COA #1179 NAIC #68241 Contract Series 83500 and 31300.
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