6 Car Insurance Discounts Every Teacher Should Know About

From bundling discounts to safe driver discounts, it’s easy to find ways to save money on your car insurance.

Two Men in a Car Showroom Discussing Buying a Car

by NEA Member Benefits

Teachers, professors and school staff deserve discounts, which is why we’ve teamed up with Travelers to offer a special discount that is not available to the general public.

Plus, there are other ways you can save on your car insurance. From multi-policy bundles to rewards for safe driving, these discounts can lower your premiums—and help maximize your insurance benefits.

Multi-Policy Discount

In addition to your NEA member discount, another easy way to save on car insurance is with a multi-policy discount. By bundling your car insurance with other policies, such as homeowners or renters insurance, you could save on both premiums. 

In addition to possible savings, having multiple policies with one insurer can make it easier to manage your policies and make paying premiums easier. Combining policies is a smart way to maximize insurance value without sacrificing quality or protection.

Multi-Car Discount1

If you have more than one vehicle in your household, a multi-car discount could help you save on insurance costs. By insuring multiple vehicles under a single policy, it could help you save on your overall premiums.

Safe Driver Discount1

Safe driving discounts are a common way for insurers to reward responsible behavior on the road. By maintaining a clean driving record—usually, this means a record free of recent accidents or traffic violations—drivers can often see reductions in their premiums. This type of discount provides a straightforward financial benefit for drivers who prioritize safety. 

Beyond the monetary benefits, this discount also promotes a culture of safety, encouraging long-term habits that could help reduce accidents and create healthier and more pedestrian-friendly communities.  

Early Quote Discount1

An early quote discount is a lesser-known way to save on car insurance, rewarding drivers who start the renewal or shopping process well before their current policy expires. By requesting a quote in advance—often weeks or even months ahead—you signal to insurers that you're organized and proactive. 

For teachers, an early quote discount is especially useful because it gives them ample time to review and compare policy options without last-minute pressure, making it a practical choice if you want to secure comprehensive coverage while still minimizing costs.

Good Student Discount

Statistics indicate students with higher grade point averages tend to be more responsible on the road, the good student discount helps you save on car insurance premiums.

Hybrid and EV Discount

Eco-friendly vehicle discounts are a great way for teachers driving hybrids or electric cars to save on insurance while also helping to combat climate change. Plus, these discounts give a little financial nod to those choosing greener options on the road.

For teachers, it's a double benefit—lower insurance premiums and the feel-good factor of a reduced carbon footprint. Think of it as getting rewarded for doing the right thing, one mile at a time. So, if you’re already saving on fuel and maintenance with a hybrid or electric car, this discount adds even more value to your eco-friendly choice.

Take Advantage of Car Insurance Discounts with NEA Member Benefits

The NEA Auto and Home Insurance Program, offered in cooperation with Travelers, provides NEA members with a special car insurance discount that is not available to the general public. Through this program, you may be eligible to earn one or all of the discounts outlined above, plus more benefits, including accident forgiveness and roadside assistance**. 

With this program, educators could save an average of $611* on their auto insurance.

Get a Quote Today

 


*Average savings is based on new auto policyholders countrywide who reported savings to the Travelers Call Center in 2024. Individual savings may vary. Savings are not guaranteed.

**Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features or products are available in all areas or states. Other terms, conditions or exclusions may apply. Coverage may be offered by Travelers or other carriers through InsuraMatch, a Travelers owned agency.

¹Multicar Insurance Discount is not available in CA. Safe Driver and Early Quote Discounts are not available in CA and NY.

For policies written by Travelers:

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. 

In FL: Homeowners insurance is not currently offered for new business. In TX: Automobile Insurance is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. Home insurance is underwritten by Travelers Personal Insurance Company. Umbrella insurance is underwritten by Travelers Lloyds of Texas Insurance Company Travelers Commercial Insurance Company and The Travelers Home and Marine Insurance Company. Personal Article Floater insurance is underwritten by Travelers Lloyds of Texas Insurance Company. Special Event insurance is underwritten by The Standard Fire Insurance Company. Boat insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht insurance is underwritten by The Standard Fire Insurance Company and The Travelers Indemnity Company of America.

In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521, State of Domicile: CT. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. In CA: Boat and Yacht Insurance is underwritten by The Standard Fire Insurance Company. Certificate of Authority #3545, State of Domicile: CT. Umbrella insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT and The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. Personal Article Floater insurance is underwritten by The Standard Fire Insurance Company Certificate of Authority #3545, State of Domicile: CT. Special Event insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT.

In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht insurance is underwritten by The Standard Fire Insurance Company and The Travelers Indemnity Company of America. All underwriting companies listed above are located at One Tower Square, Hartford, CT 06183. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183.