Accredited since 6/11/2018
(Rating pulled 5/22/2024)
- Benefits & Discounts
- Resources
Get Started
Create an account to get started, or if you already have an account, sign in below
- ×
Loans typically range from $500 to $5,000 with an APR below 36%.* There are no penalties for early payment.
As you repay your loan, payment progress is shared with credit bureaus to build credit history.
You have access to credit education, credit monitoring and money saving solutions—all designed to help you make sound financial decisions.
The NEA Advantage Loan was created as the best hardship loan alternative for educators.
Make sure you’re signed into NEAMB.com.
Gather your personal banking information to help you complete the application process.
Apply for the NEA Advantage Loan by clicking the “Get Started” button.
Complete the online application on the BMG Money website.
Please note that the loan application review process may take up to a few business days. A representative will contact you prior to any loan approval.
If you have questions, please contact us.
Here are three common scenarios in which taking out a personal loan can be a smart solution.
Learn More
A good credit score will maximize your buying power—and save you money—whenever you apply for credit.
Learn More
With a little patience and discipline, you can manage your credit history and build a credit score that may save you money.
Learn MoreAdditional Information
* Fixed simple interest rate: 35.99% per year with a one-time fee of $0. For example, a $2,000 loan repaid in 52 installments over 24 months, the APR will be 35.83% and the approximate bi-weekly payroll deduction will be $40 (assumes a loan execution date of 05/10/2024). Other terms and conditions apply, and your loan may vary depending upon your loan execution date, actual payroll deduction schedule, etc. Not all applicants will qualify for a loan. All loans marketed by BMG Money are made by WebBank, except, as of 12/08/2023 the loans made to residents of Iowa, Illinois, Nebraska, New Jersey, New York, Ohio, Rhode Island are made by BMG LoansAtWork, LLC. The NEA Advantage Loan program is not available in Ohio, Indiana, Maine, Nebraska, New York, Washington, West Virginia, New Hampshire, North Dakota, Georgia, Nevada, Rhode Island, Connecticut, Massachusetts, Vermont, Wisconsin, New Jersey.